We can offer you alternatives to traditional bank lenders to fund your business cash flow or major lenders to fund your business purchase.

What can we do for you in business finance?

1. Invoice Discount (Business Cash Flow solution) – we organize a cash out (up to 90%) of your receivables/debtor ledger. Allowing you to free up cash to fund your business growth before your customers meet the term due payments.
2. Business Loan – We assist to get funding for your new business up to 60% of the business purchase price. Franchise or established business.
3. Equipment Finance or Chattel Mortgage – we help you to get funding for your business to buy new equipment or machinery.
4. Commercial Hire Purchase (CHP) – Need a vehicle for your business? Or even a fleet of vehicles. We are here to source the most tax effective products for you to fund the purchase. At a very competitive rate.

COMMERCIAL LOANS

At General Mortgage, we understand that commercial loans can be difficult if you don’t know where to look. Whether you need a bank loan or whether you need a private lender we can help you make the best choice for your needs.

As per list above we specialize in all types of commercial loan finance small or large, including projects such as factory loans, townhouse loans, apartment loans & dual occupancy.

What is the best commercial loans packages to suit your needs

We strive to make your life easier by uncovering the best commercial loan package to suit your exact needs.

Commercial Loans have many facets around both their funding and the levels of finance that you’ll receive, depending on how viable the lenders deem your project to be.

Other elements include your location, the state of your local economy and your property’s lease. Most banks and lenders place as much reliance on affordability as they do on your current security position.

At General Mortgage, we make it our job to ensure you find a package that fits your current circumstances perfectly.

Real Estate Development

With larger commercial financing to be used in real estate development or on a larger business venture, you’re able to lend cash flow through some banks if you have a strong historical cash flow history or if your new business has a competent business plan and projection.

Our extended network of highly skilled brokers is based in every state and territory across Australia, and they are ready to support you with your borrowing needs whenever it suits you. To find out how we can make your life easier with the right commercial loan for you contacts us today via phone or email.

What is the term for commercial loans

The term of a commercial loan can vary from 1 year to 20 years. It really depends on the lenders policy and the type of loan structure you require. The stronger your cash flow and balance sheet position is the more options you will have.

We would discuss your business and personal financial goals and structure that with what the lender is prepared to offer. We will also review variable rate, fixed rate and interest only options. To help you decide which product or combination of suits you.

Because most commercial loans are over a shorter term, the interest only payments can be as much as half of a principal and interest loan.